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Drug and Alcohol Abuse Intervention Services for Women in the San Francisco Bay Area

Article on BabyBoomer-Magazine.com

Drug and Alcohol Abuse Intervention Services for Women in the San Francisco Bay Area help assist families to motivate women to accept a treatment program.

There is a vast difference between Drug and Alcohol Abuse Intervention Services and drug addiction treatment for women than for men. The single most important gender difference is the actual access that a women has to alcohol and drug treatments that are designed for the circumstantial as well as the physical and psychological needs of a woman.

Most important in finding an effective Drug and Alcohol Abuse Intervention Service and outpatient treatment program for women is to find one that has been designed for women. Unfortunately most rehabilitation treatment services are planned with men in mind, not considering that women might also fall victim to the ravages of alcohol and drug addiction.

Alcohol and Drug Intervention programs for women helps assist families and friends to motivate an abusive woman to accept a treatment program for their drug or alcohol addiction.  Many times today drug intervention is the best and safest way to help those struggling women with an addiction.  Drug and alcoholism intervention of a woman is many times started by a family member or friend to help a chemically dependent employee to get help for her addiction.

Weyland Intervention Services provides Orchestrated Interventions with the specific goal of getting a woman abuser into treatment. It is their belief that such services should only be employed when a qualified counselor has assessed that it is the only option left for family and friends. Ethically, a less restrictive and certainly less intrusive intervention approach should first be explored before doing an Orchestrated Intervention. Weyland's approach entertains the idea that there are often intermediate or gradations of intervention strategies that may be implemented. Families are typically afraid and sometimes even at their wits end when they decide that they are in need of an Intervention.  It is the job of the professionally trained interventionist to infuse a sense of calm to the situation while clinically assessing both the need for an intervention, when best indicated and the level(s) of intervention that will best serve a woman's specific situation.

They have found from years of experience that a women often does not feel that they would be unable to take advantage of an effective drug and alcohol Intervention and treatment program because of their responsibilities for the care of children, often alone and believes that for an alcohol and drug addiction treatment for Women to be effective it needs to be an affordable outpatient program with few disruptions of their day-to-day life. Weyland offers flexible hours and can create a personalized program to fit into a women's family and career schedule. The professionals at Weyland understand that a women patient might not be able to fit into one of their pre-designed programs and they are prepared to do whatever they can to make coming into treatment palatable and possible!

Weyland Consultation Services has made the sincere and professionally executed effort to put together a tract of services specifically designed for women. They offer a discreet and gender specific group and an individual outpatient opportunity for women to attain recovery. These services are provided in a calm and soothing environment that supports the patients efforts to take the risk to the necessary steps toward ongoing recovery at the patients pace. The professionals at Weyland have learned that pushing people tends to encourage behavioral or literal relapse. Weyland supports their women patients and support then in finding their own way, while honoring their needs and personal beliefs.

If you are a woman, have a women family member, friend or work with a woman that needs help to overcome this painful, destructive illness while allowing the continuation of life's obligations with minimal interruption - Contact:
Weyland Consultation Services at (877) 939-5263 or visit their website at http://www.weylandservices.com/

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Can Baby Boomer Generation Expect Inheritance for Retirement?

Article on BabyBoomer-Magazoine.com

Many Baby Boomers, the group of us born between 1946 and 1964 and the largest generation in U.S. history, may have been lulled into a sense of complacency by reports that we as a group stand to inherit trillions from our parents.

But economists who have spent a lot of time researching the transfer of wealth from one generation to the next (intergenerational transfers) reached this wake-up call of a conclusion: the Baby Boomer Generation should not expect to inherit much, if anything, from our parents. This emerging picture is confirmed by an AARP study, "Baby Boomers Envision their Retirement, An AARP Segmentation Analysis," which found that, "Most boomers will receive a small inheritance, if they get anything at all."

In fact the average inheritance received in 2001 amounted to $48,000, according to AARP, a nice enough figure, but not one to base a comfortable lifestyle on. The really large payouts appear to be reserved for those already at the upper end of the economic scale. When measured as a percentage of wages, we will receive roughly the same amount of inheritance as their parents did. Not only will inheritances represent very minor additions to Boomers retirement resources, but also their distribution across the recipient population is also likely to be highly unequal. This substantially negates the view that inheritances will redress the shortfall in Baby Boomers retirement assets.

So, what happened to Baby Boomers windfall of as much as $136 trillion that we were supposed to inherit? While it's true that Baby Boomers parents had indeed built up sizable nest eggs over the last 50 years, longer life expectancies, soaring health care costs, long–term care costs, and recently the poor economy have chipped away at these nest eggs, reducing our chances that we will inherit enough to live by our BABY Boomers standards.

Baby Boomers retirement will also be vastly different from our parents. We expect to remain more active, work longer, and travel more and live longer than our parents' generation - therefore expectations are that to maintain our Baby Boomer retirement lifestyle expectations, it will cost us more than our parents. For us, retirement is more a lifestyle transition than an end in itself. To maintain our standard of living in retirement, conventional wisdom has held that retirees need roughly 65–75 percent of their pre–retirement income, and this figure is likely to increase to 80 or 90 percent as people are living longer and staying more active than in generations past.

The bad news is, Baby Boomers should expect very little in the way of wealth transfer from their parents and we are likely to need more money in retirement than we might be thinking.

The good news is, there's still time for most Baby Boomers to proactively plan and organize our finances so that we may enjoy a secure and fulfilling retirement.

http://www.babyboomer-magazine.com/

Baby Boomer NASCAR Fan Celebrates Coastal Vacations Travel Business

Article on BabyBoomer-Magazine.com

The Baby Boomer Generation is having more free time to enjoy things like NASCAR racing and is what having a Coastal Vacations Home Travel Business all is about for Carole Gardner. When you stream line your time and investment and still make more money – now that’s really a winner.

Baby Boomer Entrepreneur and NASCAR fan Carole Gardner recently took a new direction by adding the Coastal Sales Center to her already successful Coastal Vacations Home Travel Business. After two years with a leading group she has chosen to add this option to have the ability to utilize the ultra-successful Coastal Sales Center

Carole enjoys making herself available to her team and helping others achieve their goals. She finds this to be the most rewarding aspect of her Coastal Vacations business. She states; “adding this new business model to the already lucrative Coastal model gives my team members and I both more profits and more free time.  It’s just a smart business decision”.

With the boom in home based business activity still rising and people getting busier all the time, Carole, of http://www.coastalvacationstravelbusiness.com/ recognizes the benefits of partnering with the seasoned professionals of the Coastal Sales Center.  Many people either don’t like to sell or they are still working their existing job when they start a home business and simply don’t have the time to devote to making a new business profitable as quickly as they would like. 

As Carole explained; “It’s a win-win situation because you can leverage your time and still earn the large profits that Coastal Vacations is famous for”.  Before finding Coastal Vacations, working her retail job meant working weekends and holidays.  Since quitting that job 2 years ago, she has had more time to enjoy NASCAR races and other things she likes to do. Naturally, she is happy to increase that free time by adding the Call Center option.

Before choosing to incorporate the Costal Sales Center into her business she had to be certain it was the right move.  She wanted to see that having others closing sales was not just too good to be true.  What she found was whether you are new to the home based business arena or a seasoned pro, utilizing the efforts of professional sales people gives you the opportunity to produce sales day after day that pay you up to $6,500 each.  Big businesses make this move all the time, it’s called leveraging your resources.  That’s exactly what the call center does. 

Since the Costal Sales Center started two years ago, membership sales have skyrocketed and the members who are taking advantage of this service are indeed prospering. The call center is the #1 seller of  Coastal Vacations memberships in the world.  “The benefits are awesome” she says “all you really have to do is advertise. You are provided with  plenty of  help for that and it can be done on any budget.”

The Coastal Vacation membership offers travelers and entrepreneurs ownership of a lifetime membership valued at over $15,000.  Including the use of the Sales Center, the cost is only $1,995.  The savings on just one vacation can more than cover the price of the membership.   Profits range from $1,000 to $6,500 each sale.  That gives plenty of room for marketing opportunities and the ability to replace existing income quickly.

The first rule in looking for a successful home business is having a valuable product that’s in high demand. Also, you must be able to make a large profit quickly (or people lose interest) and the sales and marketing  system must be simple and easy enough, so that people know that they can really do it , (not just watch the top 5% become successful).  The Coastal Call Center fits these criteria.  You don’t have to be an expert to make this system work, which makes it very attractive as a career change.

NASCAR has been a favorite of Carole’s for years.  Getting to drive a racecar at Lowe’s Motor Speedway in the Richard Petty driving experience really got her revved up on the sport. It’s a competitive sport but at the same time it’s all a big family”. She finds the family aspect of Coastal is similar. She started her business with her son Derek. “I love having the great money that Coastal generates, but making new friends and having more free time is priceless, and I’m happy to have a business to work with and pass along to my son as well”. 

For more about Carole Gardner visit her web site:  http://www.whoiscarolegardner.com/ 

http://www.babyboomer-magazine.com/

Effects of Global Warming on the Rising Sea Level

Article on BabyBoomer-Magazine.com

So what happens when the oceans get warmer do to the Greenhouse Effect? Water expands as it warms. Therefore, sea level will raise as the top few hundred feet of the oceans warm and swell. Meltwater from polar and mountain glaciers is another potential source of sea level rise.

Sea level is currently rising at a rate of 1/10 inch per year. Due to the CO2 already in the atmosphere, sea level is projected to continue rising if unchecked over the next centuries. Projections for the year 2100 is showing oceans rising by as much as three feet. The impacts of rising sea level include loss of coastal ecosystems, flooding of cities, displacement of coastal inhabitants, and increased vulnerability to storm surges. And the effects would be magnified if the frequency of severe storms increases, as some climate models project.

Over the past century, approximately 70% of the world’s shorelines have been retreating due to sea level rise and increased erosion. Over the next century, increased erosion is likely as sea level rises. Erosion will increase along different types of unprotected shoreline, including the low-lying barrier dunes of the southern U.S. Atlantic Coast and the soft cliff coasts of California.

Thirteen of the world’s fifteen largest cities are on coastal plains. Many smaller cities, such as Alexandria, Egypt’s ancient center of learning, also face a severe risk of inundation with a 39-inch rise in sea level. Parts of San Jose and Long Beach, California, are about three feet below sea level and New Orleans is about eight feet below sea level today. Cities at risk cover a wide range of economic circumstances, yet many will require extensive infrastructure development to minimize the potential impacts of flooding, particularly from storm surge.

The United States could lose 10,000 square miles of dry land if sea level rises two feet. But the impacts of rising sea level vary from one region to another. These maps identify areas along the U.S. Gulf and Atlantic Coasts that are vulnerable to a 5–10 feet rise in sea level. The U.S. Pacific Coast is far less vulnerable to coastal flooding because the land rises more abruptly from the sea.

Coastal wetlands are especially vulnerable because they are within a few feet of sea level. In the United States, a sea level rise of one foot could eliminate 17–43% of today’s wetlands, with more than half the loss in Louisiana. As sea level rises, new wetlands will form further inland, but the total area will probably be reduced. In developed areas, dikes and other structures will prevent new wetlands from forming.

With the oceans of the world covering 71% of the Earth’s surface, Baby Boomers can easily visualize the potential impact that rising oceans will have on the Earth if progress Global Warming is not checked.

Get more information about Global Warming at: http://www.climatecrisis.net/

BABY BOOMERS TAKE ACTION !

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A Barong Tagalog for Baby Boomer Filipino Men

Article on BbyBoomer-Magazine.com

Barong Tagalog is an upper garment and known as the formal men's wear of the Philippines.  Mens Barong Tagalog can be worn at formal and informal occasions, for day and evening wear, for business and at leisure. 

The Barong Tagalog is the traditional suit for man and woman to wear in formal occasions in the Philippines.  Barong Tagalog literally means “Tagalog dress” in the Tagalog language.  Barong Tagalogs somewhat resemble the guyabera, or the traditional Latin wedding shirt.  Barong Tagalogs are often worn with an opaque undershirt and darkly-colored formal slacks.  Barong Tagalog are made from three kinds of fabrics.  Barong Tagalog- Barong is actually short for Barong Tagalog, which describes the formal men's wear of the Philippines.

The Barong Tagalog has a long tradition of more than four centuries.  The roots of the Barong Tagalog begin from the Spanish rule.  Barongs were usually made of thin fabric--almost transparent or translucent--and with no pockets, so that the Spaniards could see that the wearer was not bearing any weapon under the garment. The Spanish rulers demanded the Filipino men to wear a BarongTagalog.  At that time when some Filipinos became successful business men or successful in agricultural, these lucky and more important middle classmen had to wear the Barong Tagalog just as Spanish rulers demanded.

Barongs are definitely more comfortable than a normal dress shirt in the heat and my wife says it brings out the Cary Grant in me. We have a large Filipino wedding to go to later this summer and I was able to get order the extra size Barong I needed online at BarongsRUs.com.  My son and the ring bearers look very handsome in their barongs.  My wife and I only wish we would have ordered a barong for my son's first communion.  I am sure happy about not having to wear a suit to this wedding instead, I have a dressy barong.   

If you are in need of a Barong Tagalog I suggest Barongs R Us online.   Here you will find all you needs for any special occasion party or formal event at very affordable prices.  It was my first time to use online shopping and to my surprise, it was fast and simple. 

Remember Barong Tagalogs can be worn at formal and informal occasions, for day and evening wear, for business and at leisure.  Barong Tagalog is the traditional suit for man and woman to wear in formal occasions in the Philippines.

http://www.babyboomer-magazine.com/

Al Gore says: G8 agreement on climate change a "disgrace"

Article on BabyBoomer-Magazine.com

Former U.S. Vice President Al Gore (a Baby Boomer) denounced a deal by world leaders on curbing Greenhouse Effect Gases and Global Warming as "a disgrace disguised as an achievement," saying on Thursday the agreement struck last week was insufficient.

The dedicated climate crusader, whose 2006 Global Warming documentary "An Inconvenient Truth" won an Oscar, said leaders at last week's G8 Summit in Germany had not risen to the challenge to respond to what he calls a "planetary emergency."

G8 leaders agreed to pursue "substantial" reductions in greenhouse gas emissions, stopping short of German Chancellor Angela Merkel's hopes for concrete numerical commitments on emission reductions, including her key aim to cut gases by 50 percent by 2050.

They said they would negotiate a new global climate pact that would extend and broaden the Kyoto Protocol beyond 2012.

"It was a disgrace disguised as an achievement," Gore said at an event in Milan, where he praised Merkel for her efforts.

"The eight most powerful nations gathered and were unable to do anything except to say 'We had good conversations and we agreed that we will have more conversations, and we will even have conversations about the possibility of doing something in the future on a voluntary basis perhaps."'

The former U.S. Democratic presidential candidate is spearheading efforts to get the world of pop music to back his crusade with the Live Earth concerts on July 7, which will be held in numerous cities around the world.

Get more information about Global Warming at: http://www.climatecrisis.net/

BABY BOOMERS TAKE ACTION !  

http://www.babyboomer-magazine.com/

Baby Boomers Can Make a Difference in Global Warming

Article on BabyBoomer-Magazine.com

As the 16 million Americans that served in World War II returned home in 1946, the Baby Boomer bomb detonated - which led to the biggest population boom in US history. Just as powerful as any atomic bomb, its effects have radiated through society for literally decades.

As a True Baby Boomer myself, I'm empowered by the fact that we have become the single largest economic group in the United States today. We are well educated and increasingly well preserved. Our social, cultural and economic impact on our country has been unprecedented in its history.

Why are Baby Boomers so influential in American society and economic policies?

Baby Boomers:
• Have more discretionary income (wealth) than any other age group
• Control 70% of the total net worth of American households - $7 trillion of wealth
• Own 80% of all money in savings and loan associations
• Spend more money disproportionately to their numbers
• Are not fanatically loyal to brands
• Watch television more than any other age group
• Read newspapers more than any other age group
• Account for a dramatic 40% of total consumer demand
• Most of all 3 branches of our US Political system are Baby Boomers

In the United States, a February 2007 survey found that 95% of the 41 Congressional Democrats surveyed agreed "it's been proven beyond a reasonable doubt that the Earth is warming because of man-made problems" while only 13% of the 31 Republicans surveyed agreed. Support for action to mitigate global warming, such as ratification and implementation of the Kyoto Protocol is strong on the political left, while many on the political right either dispute the scientific consensus on global warming or oppose action to mitigate global warming, instead favoring adoption.

With the power that Baby Boomers hold socially, economically and politically, as a group if we want to Save the Earth from Global Warming - Baby Boomers can make the difference. We just have to want to do it.

Get more information about Global Warming at: http://www.climatecrisis.net/
Also: http://www.projecthotseat.org

BABY BOOMERS TAKE ACTION !

http://www.babyboomer-magazine.com/

Global Warming Offers New Opportunities for Baby Boomers

Article on BabyBoomer-Magazine.com

During this winter Baby Boomers in the Northern Hemisphere noticed that something is very wrong with the weather. In January trees and flowers start to blossom, birds that usually migrate to south to warmer climate begin nest building, ladybirds with ants crawl happily around and ski resorts in Europe offer hiking instead of skiing. It is all because of the unusually high temperature being more than 5ºF above average. The winter eventually arrived bringing fierce snowstorms in USA and hurricane-force winds in Europe.

All human endeavor hinges on climate. Thus, the potential for abrupt climate change should prompt businesses to re-examine possible impacts on many climate-affected sectors. They include: agriculture; water resources; energy resources; forest and timber management; fisheries; coastal land management; transportation; insurance; recreation and tourism; disaster relief; and public health (associated with climate-related, vector-borne diseases such as malaria and cholera).

The climate changes are happening and many business people are already facing them. With rising temperatures the changes will accelerate and become more extreme. Due to a sheer complexity of the climate modeling it is not clear what regions will be effected and how. This kind of uncertainty makes future business planning complicated. It is going to be challenging and difficult but any difficulties always bring new opportunities. New consulting companies specializing in business risk forecast and management related to changing climate conditions are going to emerge. Those operating globally will reconsider the supply chain management and shifting customers’ demands. Those operating locally will have to find new suppliers and perhaps completely change the business. In some regions services or agriculture activities will not be appropriate anymore because of local climate change. In other regions huge demand for new services will have to be satisfied.

Those Baby Boomers with vision, who foresee the coming changes, will have competitive advantage. Those still doubting, hesitating and waiting when things happen, would have to be satisfied with what is left.

Baby Boomers can make a difference by getting involved in a "GREEN" Business!

Get more information about Global Warming at: http://www.climatecrisis.net/

BABY BOOMERS TAKE ACTION !

http://www.babyboomer-magazine.com/

Baby Boomers Build Luxury Bathrooms

 Article on BabyBoomer-Magazine.com

With the housing market cooling, Baby Boomer homeowners are looking to renovations to boost resale value and distinguish our homes from others on the market, said Michael Wandschneider, Kohler's senior product manager for performance showering products. For many of us, renovations start in the bathroom.

"It's something the homeowner immediately recognizes as a value to them as they are shopping from a variety of similarly priced homes," he said.

The Baby Boomer Generation are now more apt to stay in their homes during retirement and are helping drive this movement, said Mark Delaney, director of home improvement for The NPD Group Inc., a market research firm based in Port Washington, N.Y. Boomers recognize the value that renovating their homes adds, both to their lifestyle and when they decide to sell.

Kohler is going after the Baby Boomer market, designing products that can help them as they age, said Cindy Howley, manager of the Kohler Design Center. One designer suite at the center shows grab bars that blend into bathrooms and countertops that can be raised or lowered. Cabinets on wheels can be moved throughout the tiled room, and the bathtub has an extended entry at wheelchair height, for people with limited mobility.

At the center, dozens of designers have installed their own visions of relaxation in the bathroom. A series of suites ranges from tranquil, bamboo-infused rooms with clean lines and simple flowers to brightly colored ones with large bathtubs separate from showers.

Overflow bathtubs with recirculating water are gaining in popularity, Howley said. And bathtubs are getting deeper, often plunging to 2 feet deep, well past the standard 14-inch-deep tub. But many homeowners are looking exclusively at their showers, enlarging them and adding products like a recirculating, vertical whirlpool for $3,600 or placing tile-like showerheads at a cost of $120 each, she said.

Baby Boomers are being more discriminating when it comes to spending on luxury items in the home, opting to put money into one room but not all, said Lenora Campos, spokeswoman for luxury bath products maker Toto USA Inc., based in Morrow, Ga.

"They're trading up for products in which they find value, in which they want to invest," Campos said. "For other products, they're choosing to go to commodities stores."

Baby Boomers are upgrading their bathrooms in the hopes of improving their lives, said Tim Maicher, director of luxury brands for American Standard, based in Piscataway, N.J. The company has lines of tubs, drains and sinks that allow for easy installation and care.

"I really believe that the new cachet of luxury is wellness," he said. "Luxury is no longer about how much I have but how healthy I live."

We Baby Boomers are definitely taking care of ourselves and enjoying the comforts of a luxury bathroom.

http://www.babyboomer-magazine.com/

The Second-Home Boom By Baby Boomer Generation

 Article on BabyBoomer-Magazine.com

For the Baby Boomer Generation and some of their parents, there's no place like a second home. In fact, one of the hottest segments in real estate is second-home development, in which well-appointed occasional-use or vacation residences typically sell for $300,000 to $1,000,000.

Based on our estimate of more than 6 million second homes in this country, spending on these residences exceeds $19 billion a year (a 46 percent increase from 1995). And that total doesn't include the initial costs of buying and furnishing the home. Over the next decade or so, because many Baby Boomers (now 39 to 57 years old) will enter the prime life stage for buying a second home, the high growth rate in spending on such real estate should continue.

The growth rate of second-home buying is now about 5 percent per year, up from less than 2 percent per year in the 1990s. The increase is nearly keeping pace with the Boomer-driven growth in households headed by 55- to 64-year-olds, the age cohort most likely to purchase such a residence. Most second-home buyers today are high-income, high-asset, middle-age or older couples, who have children nearing adulthood or have no children living at home.

Information from the BLS surveys has enabled us to paint a portrait of second-home owners as middle-aged or older people who have an income of more than $80,000 a year and are college graduates. An average of 55 years old, Baby Boomer second-home owners are a little older than all homeowners, who are 52 years old, on average. About half are 45 to 64 years old and about another quarter are 65 or older. Very few second-home owners are under 35, and only about 9 percent are 75 or older.

Despite the expense of two homes, these second-home owners are about 5 percent less likely than people who own one residence to have a mortgage on their primary dwelling. More than half (51 percent) of second-home owners graduated from college, compared with a third (34 percent) of single-home owners. One in five second-home owners (17 percent) earned an advanced degree. It should therefore come as no surprise that they are strong earners: Their annual income averages $83,600, versus less than $43,800 a year for those who own just one home.

The higher income is all the more remarkable, because 24 percent of second-home owners are retired, compared with 18 percent of those with one home. About 62 percent of second-home owners are salaried employees, compared with 66 percent of other householders.

Second-home owners spend far above average on hiring someone to care for their properties. People with two homes spend, on average, five times as much as those with one home on, among other things, lawn care, home security, pest control and housecleaning.

Perhaps the biggest surprise was how much money people with more than one home contribute to churches, charities and educational groups: four times the average. This is partly because many of them are in the age range and income bracket where contributions are the largest. But even after accounting for that, owners of multiple homes seem to be uncommonly generous.

The Baby Boomer Generation is realizing the advantages of owning a second home!

http://www.babyboomer-magazine.com/